Business Insurance

This insurance is to arrange a combined cover incorporating various differing covers under one policy.

The various covers available are:

Property Damage

To provide cover against damage to the buildings and contents of your property and items kept elsewhere.

Business Interruption

Provides cover following a claim under the property damage section against reduction in your profit.

The policy may be further extended to include losses following:

1. Denial of acces.
2. Failure of public utilities
3. Damage at the premises of a supplier or customer

Employers, Public and Products Liability

Provides cover for your legal liability for damages and claimant's costs and expenses in respect of employees, the public and all products supplied.

Money

Cover against loss of money and compensation in respect of injury following robbery.

Goods in Transit

Provides cover for loss or damage to your goods in transit either by post, rail or road.

Cover can be arranged for your own vehicles and delivery agents.

The above form the core of any business policy but you may require or wish to consider any of the following:

1. Book debts
2. Theft by employee
3. Personal accident
4. Legal expenses
5. Deterioration of stock
6. Loss of liquor licence
7. Engineering cover
8. Credit Insurance
9. Professional indemnity and Directors and Officers insurance
10. Medical fees